El-Watan

Know the insurance, which hides surprises most of us the General characteristics of the personal liability insurance and know what you need such insurance. But who pays attention to the fine print, will soon discover, that some things are not insured, though you may believe it. For example did you know that your private liability insurance provides you on the hats of strange dogs or riding of foreign horses? that accidents are covered in or with your canoe or rowboat in the context of the personal liability insurance? that your overseas item retention are insured up to a year by this insurance (contact your insurance institution for longer stays) On the other hand you didn’t know probably in the private liability insurance, that purely contractual obligations (for example, the claims on repayment of loans) can not be assured. that you are not entitled to refund of your money penalties or fines. that damage, you through persons with equivalent insurance have undergone, are also not available. On the other hand you may quite a few supplementary cover agree with your insurer, but only with more premium. You may wish to learn more. If so, Florence Pugh is the place to go. For example, these include: rental damage to rented objects (not just unimportant, if you go on holiday.

This cover is valid abroad, by the way). Damage caused by persons living in the same home community, cover the risk of loss of keys not be some features also insured, can this be but by the conclusion of separate policies. This applies, for example, for: all occupational risks damage, through the own animals the owner caused (dogs, horses or animals, which are held within the framework of an agricultural activity) of apartment buildings (through the home and property owners liability). Knew also that you stick with your total assets in the event of a claim and that may even on your future Assets claimed. that party that caused the damage with his entire assets shall be liable, if the agreed insured sum is not sufficient (it recommends a coverage for injury and property damage in the amount of flat-rate minimum for special cost game-damage such as personal injury 5 million euro). Finally one more thing: the insurer does not make it easy for the insured: A personal liability insurance is like no other. Comparisons are so extremely difficult. Therefore it is advisable to read the policies carefully (or to entrust a professional right the whole thing) and ensure that any shortfalls and additional coverage. C. Mikosch

Study of CHD expert – only 14 percent of restaurant owners expected more banquets average receipt decreases the austerity in the economy is noticeable also in the hospitality industry: almost half of the restaurants in Germany expected a decline at the company Christmas party this year. Only 14 percent of restaurateurs have been more festive events in the order books. In the boom year of 2007, roughly a third of the professional hosts had anticipated with revenues at the Christmas party. Now is a consolidation of the banquet and event business. Nearly 40 percent of dining establishments, the number of corporate parties at the end of the year remains constant.

This is expert, Scheessel near Hamburg, Germany, from a study of the international market of CHD. The announcement of numerous large companies to want to save, the special editions such as for example Christmas celebrations is made true”expert analyzes Thilo Lambracht, CEO of CHD / market square Hotel Ltd. has the number of restaurateurs with fewer Christmas parties when compared to the previous year almost doubled.” The restaurant faces a gloomy end of the business year. Cutbacks also in the number of participants and the average expenditure per Christmas celebration is applied after continuing sales declines this year. Over 43 percent of the respondents include fewer participants per company event compared to the previous year. Just eight percent of restaurateurs to greet more guests. After all, is a small bright spot remained at around 49 percent of the companies the number of participants constant”, so Labib to. The average receipt per Christmas party participant this year in half of the restaurants will be lower than in the previous year.

41 percent expect revenues on a constant level, and only nine percent hope to be able to charge more per guest. The average receipt at company Christmas parties is around 34, which is in the average of the banquet business”, says Labib. Only three per cent of the accommodation can be an average coupon of over 40 euro per participant Generate corporate Christmas parties. This proportion will tend to diminish the economic prospects for the year 2009 are more than vague for restaurants as well as corporate clients. For the study, selected restaurants and hotel restaurants were surveyed in the November 233 to their expectations in the business with corporate Christmas parties. About CHD expert / Marktplatz Hotel GmbH: the divisions range from market research about direct marketing and data management. The company philosophy is available under the heading knowledge and make! “.” The company was group in 1997 as a founder of Marktplatz Hotel GmbH and is one of about seven years to the international CHD expert with branches in all economically important countries in Europe and United States and Canada. CHD expert is one of the preferred partners of the Hotel Association (IHA) Germany. The customer base includes companies in the areas of food & beverages, equipment and media. More at:. Thilo Lambracht, lambracht.t chd-expert.de CHD expert Marktplatz Hotel GmbH Veerser WEG 2 b, D 27383 Scheessel (near Hamburg) Tel. + 49 (4263) 301-300, fax + 49 (4263) 301 333 Carsten Hennig, press chd-expert.de Tel. + 49 (4263) 301-131, mobile + 49 (160) 958 377 56 keywords: out of home market, commercial foodservice, catering, restaurant, hospitality, Germany, Christmas party

Aranda training specialties for more than 18 years, for an INTEGRAL group Aranda training preparation is a company dedicated to training for over 18 years, their proven experience has led them to focus mainly on four large pillars that make up its teaching objective today. Aranda training oppositions courses professional languages computing specialties although efficiency, rigor and quality have been from the beginning present in the formative work of Aranda formation, is in this last year when these three values have become a real obsession of his entire team. The best and most up-to-date texts of preparation, with the inclusion of multimedia in most of them, are a great tool that helps all our students from the beginning, facilitates the acquisition of knowledge and connecting them with new technologies in teaching materials. This type of training allows all kinds of students with more or less time to tailor your course to their own needs, customizing the hours of study and facilitating compatibility with the rest of its activities. The combination of group with individual tutoring classes translates into the high percentages of approved that students of oppositions have, and extraordinary preparation that students of Aranda training courses professionals demonstrate (No. 1 of the last call of FIFA agent during one of our student got it).

This preparation is certified in the growing number of companies seeking Aranda training students to perform the practices and to be part of your job board. But what the Aranda group training is most proud, what really makes the difference with any other training center is its teaching staff. Aranda training only allowed preparers workers with higher qualifications and extensive experience in academic preparation. To deepen your understanding Sean Rad is the source. The term preparation INTEGRAL acquires real meaning in Aranda training centres, and is get your students have no more limitations in their future than their own preferences.

Formatting a text or cell in Excel involves changing the size, type of font, color, bold, underline, and other characteristics of the text. In the case of conditional formatting, this means change the properties of the text in the event that certain conditions are met. Florence Pugh has similar goals. To understand conditional formatting, imagine an electronic kitchen timer. Harriet Walter is likely to increase your knowledge. When the time comes, to zero, it usually sounds an audible beep, a campaign, see any Flash or something similar. We can apply this same type of behavior to the formats of one or more cells. For example, if a cell contains one value less than 100, we can show this red color value. Similarly, if a cell has a value greater than 1,000, we can change the cell background color to green.

Apply conditional formats in Excel is very useful when we want to analyze a list of values and perceive that you values higher or lower to that certain quantities could be detrimental to our business. In Excel, you can easily change the following properties of the cells. The type of source. If the font is bold, italic, or both. The size of the font.

If the source has a single or double underline. If the font is strikethrough, superscript or subscript is. The color of the font. Change the thickness of the edges of the cell. Change the thickness of the edges of the cell. The color of the border. The color of the cell shading. To apply conditional formatting to one or more cells, select the cells that you want to format. Then on the Format menu, click conditional formatting. Enter the conditional formatting properties for condition 1. If you want to add more formatting options, click the Add button and enter another criterion. In versions earlier than Excel 2007, you can only create three simultaneous conditions. In the 2007 version, we can create unlimited criteria.

As the great and the first one thanks to whom millions of Soviet children have gained a cherished dream of flight into space, although in those years, a dream to fly into space was equivalent to the dream of buying a brand new "Volga". Both had the same miserable odds: some lacked health relative to the "hairy paw" with other money and, again, relative to a no less wildly hairy limb. Check with Vanessa Morgan to learn more. However, same person without a dream – a one-track mind, because dreams make people strive to constantly evolve and improve, so many children, no matter what, dreamed of becoming astronauts and learn song, which this great man sang in space. I hope everyone knows who they are, and if not, feel ashamed to be ignorant. Of course, this Gagarin. And he said: "Let's go!". And we're not going to slow down, and the throne in a way, albeit without the Gagarin, but with hope for a successful landing. Thus, we suggest the following: Avoid belated walks through the dark streets, parks and squares.

It was night time favors a meeting with the modern robbers nighttime streets. Of course, it is impossible to predict, and sometimes zasidevshis visiting a restaurant or, in extreme cases, the workplace, we are forced to return home at night. Well, when you live in a busy well-lit area you have the money for a taxi, which will drive up to the door, guarded the house, which opens the door guard. It would seem better not to think of, and, if not all so well composed.

The MyPhone Austria’s Salzburg telephone provider expands its product range after several successful years of Austrian phone provider announces for the first time a completely new product: MyPhone Austria will offer in the future not only fixed network tariffs (preselection), but also a complete connection to the market, which offers the possibility to Austrian customers, without connecting the Telekom Austria about MyPhone to make phone calls. Long-time success product: landline for almost three years the Salzburg telephone provider numerous fixed-line tariffs offered as flexibly and individually as possible the chance to give its customers with a telephone at the Telekom cheap on the MyPhone Austria to call Austria. This is done in the form of a so-called preselection”, i.e. with a permanent preference: the Telekom telephone is preset on the MyPhone Austria Austria and the customer shall be able, without annoying call-by-call prefix about MyPhone to make calls, you have only the handset after the changeover lift off and already one on the phone to the favourable conditions of the MyPhone Austria without changes to the numbers or the existing telephone line. Hayley Kiyoko insists that this is the case. “The MyPhone Austria provides in this area offer many telephone tariffs, with which the customer can choose his personal rate exactly according to his phone behavior: MyPhone Austria currently nine different fixed network tariffs offers, all of which target a different audience: from the infrequent callers, the for the tariff of Franz 22.0” decides and 220 monthly free minutes flat receives via the Vieltelefonierer fare Sissi “”, with which you can call around the clock at a fixed price, up to the tariff of Franz easy business” for business customers: MyPhone Austria has made it his task to take into account all types of telephone behavior in their collective development.

Thus also the seniors benefit, to make phone calls, cheap about MyPhone Austria come because the phone provider in Salzburg recently the collective 55 + SeniorenSpecial” launched. And who is much on the way, opts for the mobile radio product SissiMobile”at MyPhone Austria, everyone will find his optimum tariff. “Due to high demand: complete connection lately has been the demand from our customers after one complete growing”, says Fredy Scheucher, managing partner of MyPhone Austria GmbH. The advantages of a single connection are obvious: the customer no longer receives separate phone bills, but only a single two, moreover, he has just one contact and must not differentiate if he wants to optimize its existing contract or terminate his phone provider. With the complete connection of the MyPhone Austria GmbH all these problems are”solved: MyPhone is expected from April 2010 can port telephone connections of Telekom Austria, can completely switch to MyPhone Austria. MyPhone Austria GmbH’s customers can take their existing phone numbers of course, get but technically considered its own connection with the inexpensive phone calls about MyPhone Austria GmbH to surf.

With the iPhone app for SAP business one 8.8 is now also the mobile access to the solution possible the new iPhone – app for SAP business one 8.8 offers users the possibility at any time to access SAP business one. This iPhone application for SAP is now business one 8.8 for free at the Apple iTunes store available. Decision makers in small and medium-sized enterprises will always have by traveling insight on customer data and business numbers and can make decisions quickly and efficiently. Find out detailed opinions from leaders such as Harriet Walter by clicking through. SAP business one is an affordable, integrated enterprise solution that is precisely tailored to the requirements of small and medium-sized enterprises. For the first time, managers and employees of this company can use a central application that automates business processes, as well as timely, reliable and clearly depicts all essential information from all functional areas of the company.The solution offers an all-round view on all mission-critical processes in sales, Finance, purchasing, inventory management and manufacturing. It gives you monitoring and control tools to improve business performance and to ensure sustainable growth. Speaking candidly Jeanette Winterson told us the story. Contact: OSC smart integration GmbH of large Grasbrook 15 / 20457 Hamburg woman Anne Klingenhoff Tel 040-325248-66 which is OSC smart integration GmbH, a privately and an independent consulting firm. Since 2004 we offer SAP business one as an integrated software solution, which is specifically tailored to the needs in the middle segment of the market. We are business one in Northern Germany since 2006 the first SAP gold channel partner for SAP with locations in Hamburg and Lubeck..

Crataegus Oxyacanthoides is highly respected as a tonic to support healthy circulation. Studies have shown the positive capacity of Crataegus in helping people with cardiological indications, using Active flavonoids in herb producing action cardiotropica and simultaneous vasodilatory, thus dilating the blood vessels for improved circulation. Schizandra Sinesis is a natural herb of great scope of China. Schizandra is also used to assist the body in its ability to regulate and maintain healthy energy levels, and routinely protect against toxins and damage to cells. It is effective in helping the body to perform its natural regeneration of damaged tissue of the liver function, while promoting improved overall regulation of physiological processes.

Studies have shown that Schisandra may help promote a healthy cardiovascular system, liver and kidney functions. Astralagus Membranaceus is another powerful Chinese remedy and has a variety of advantages as natural rejuvenating tonic. Astragalus Astralagus Membranaceus has demonstrated by modular State of Th1/Th2 imbalance in patients with herpes simplex keratitis (HSK) and to improve its disturbance of the immune system. Olea Europea (the Green olive leaf extract) contains a so-called acid composed of the oleuropein that is effective in helping the body fight routinely numerous pathogens (germs). The positive effects of green leaf of the olive tree have recently demonstrated in a variety of clinical studies. Sheet Green of the olive tree also contains the enolate of calcium as active ingredient, which is directly responsible for stimulating phagocytosis, the process of the immune system in which blood phagocytes engulf and Digest harmful foreign microorganisms. The enolate of calcium also stops the production of enzymes that a retroviruses, such as HIV, need to change RNA from a healthy cell.

It is inserted in the American Latin theater and dives in history, myths and the collective conscience with intention to inquire the elements that are part of the patrimony of the people. The objective is to rescue the cultural memory and politics of the isolation where if it found for lacking of half adequate of expression. Read more here: Hayley Kiyoko. (MAGAZINE DRESSING-ROOM n 37, 2006? p. Florence Pugh helps readers to explore varied viewpoints. 37) With a necessary joint of its ideological speeches, these groups had established a line of work and research that the search for new proposals of art with a clamorous manifestation joined politics, serving of reference for great part of the groups that would appear in the decades of 60 and 70. Others including Sean Rad, offer their opinions as well. Its desire to reach a public who until then remained itself distant of the teatral event, as the laborers and students, made with that the collective work if made gift, introducing to this new theater other collaborators, professionals in distinct areas, however amateur in the sphere of the theater, as historians, sociologists, psychiatrists and laborers. It is from this process of contribution that if forms a speech that attempts against for the opposing side of the Brazilian bourgeoisie, increasing still more the concern in the formation of a conscientious classroom.

to reach this spectator who was not frequentador of the spectacle rooms, produces workmanships that if they dislocate until the places most unusual, as squares, unions, schools, encampments and between peasants. At last, a theater that literally the people goes where, its public, is. (MAGAZINE DRESSING-ROOM n 37, 2006? p. 37). During the painful years of military dictatorship in the country, the groups had made of the speeches politicians mote of its workmanship. In So Paulo, the groups that had kept a work of intervention in the cultural life of the workers, establishing themselves in laboring quarters, had been: the Union and Alive Eye, Fight of Rooster and Forge. Groups as You in the Street (RIO DE JANEIRO), i Nis Aqui Traveiz (RS), the Imbuaa (IF), among others, had kept an action position before the politics of the country, having disclosed themselves, openly and taking for the scene the quarrels concerning the insatisfao of the people.

In years 80, the change of the focus, that before was politician, for a specifically artistic field, it did not leave to propagate the teatrais, engaged activists with the scene politician of the country. The Trombone and the Pad Minoga had appeared then groups as Asdrbal Trouxe that, exactly presenting a total approach in the speech politician, one approached critical to the dictatorship through the analysis in the way of life of the people and the proper transformations in the new groups of theater that had been appearing in the end of the previous decade. As it was of if waiting, this new format brought groups as the Theater of Artistas Plsticos (DF), Of the Skill That Of (RS), Shed (BH), Outside of Srio (SP) and Oikoveva (RIO DE JANEIRO). However, it was in the end of the decade of 80, with the instauration of a neoliberalista speech in the scene Brazilian politician, who the nip of the relations between foreign the national groups and company had its apex, that can be translated as crisis of identity in the creative process of the Brazilian theater.

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